Secure Payment Policy

Effective Date: 13/12/2025
 

At magicphotocollage.co.uk, we are committed to providing a secure, reliable, and trustworthy shopping experience. This policy details the measures we take to protect your payment information.
 

1. Our Commitment to Data Security

We treat the security of your financial data with the utmost importance. Our payment processes are designed to safeguard your information at every stage of the transaction.

2. Card Data Security and Non-Storage

We Do Not Store Card Details: magicphotocollage.co.uk does not capture, store, process, or retain any sensitive credit or debit card details (such as the full card number, CVC code, or PIN) on our servers or within our systems.

• Third-Party Processing: All payment transactions are processed directly by secure, trusted, and industry-leading third-party payment gateways (e.g., Stripe, PayPal, etc.). These providers specialize in the secure handling of financial information and comply with the highest industry standards, such as PCI DSS (Payment Card Industry Data Security Standard).

• Encryption: Our website uses Secure Socket Layer (SSL) or Transport Layer Security (TLS) encryption. This technology encrypts your personal and financial data during transmission, ensuring a secure connection between your browser and the payment processor.

We only receive confirmation from the payment processor regarding the success or failure of the payment, along with limited non-sensitive information required for order fulfillment (e.g., the last four digits of the card and the card type).

3. Payment Timing and Order Processing

Payment Before Proof: The creative process for your personalized magic photo collage, including the generation of your design proof, requires resources and time from our design team.

Therefore, work on your order, including the creation and sending of any digital design proofs, will only commence once full payment has been successfully processed and confirmed by our payment gateway. This policy ensures that we can dedicate our resources efficiently to confirmed orders.

4. Accepted Payment Methods

We accept various secure payment methods, which may include major credit and debit cards (such as Visa, MasterCard, and Amex) and other secure online payment services. The specific accepted methods will be clearly displayed during the checkout process.

5. Contact Information

If you have any questions or concerns regarding this Secure Payment Policy or the security of your transaction, please contact us.